Debt has a way of creeping up on us if we let it. It’s important to keep our debt at reasonable and manageable levels, or we could end up incurring insane interest charges and scrimping & scraping to make our payments. Even for those who manage debt well, unexpected life changes can result in difficulty [...]

UK households will spend an average extra £350 on essential bills over the next 12 months, equating to needing an extra £430 in income before tax. Families struggling with rising inflation and pay freezes face rises in the vcost of the called ‘Must Pay’ bills such as water, phone calls, postage stamps, council tax and [...]

Britain’s labour government is considering introducing greater protection for homeowners unable to keep up with their credit card and loan debts. The Ministry Of Justice has launched a consultation to see if someone should have defaulted on a minimum amount of debt before a court can order their home be sold to repay it.
Under the [...]

How to take charge of your debts
The rising cost of living and dying has made people more reliant on loans and credit. Most people have been indebted to someone at some point in their lives. A debt is an obligation that should be paid and accounted for no matter how meagre the amount.
Being [...]

If you’re like many people, you own one or two vehicles, have a mortgage and are saddled with unwanted debt. Who among us doesn’t like the finer things of life? But what if liking the finer things in life led you into a vicious cycle of debt that keeps rising and keeps your nose to [...]

Okay, it’s tedious, and when you first start, it’s really hard to physically face the situation you’re in - on paper anyway. But I do it - and have done for 278 days.
But daily monitoring is essential and, eventually, you will start to see the darkness lift. Having done my 6 months budget last night, [...]

The only safe, “Free” way out of debt is to concentrate on both generating extra income and slashing costs - together, at the same time.
I don’t only talk the talk, I walk the walk as well. Here’s a list of what I’ve done to cut costs, the amount I save, and the amount I’d have [...]

Saving has always been a way of life for people who believed on its power. These people know that they have to save more money in order to create a more established future.
However, as time goes by, more and more people find it hard to save money. They contend that saving is no longer a [...]

After reading HS’s excellent blog last night, I’ve decided to do what he’s doing, and I’ve now joined Twitter. I’m thinking of using my Twitter account for the same thing as HS is - a daily log of spending. the objective of this exercise - the same as I’ve said many times before - you’ve [...]

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments.
What Is Discounted Debt Settlement?
Sometimes, if a company can see from its records that you have not paid anything for a while and they figure it [...]