It is true that money cannot buy everything but of course, there are advantages when you have enough or much money. You could be able to meet your needs and provide the needs of those people who depend on you. These fast and demanding times, you have to see to it that you are good [...]

For singles, creating a budget is relatively easy. They tend to have a good handle on how much money they have coming in, and when tracking expenses, they only have their self to think about. But creating a family budget is a whole new ball game.
Most families have multiple sources of income. And when there [...]

Debt has a way of creeping up on us if we let it. It’s important to keep our debt at reasonable and manageable levels, or we could end up incurring insane interest charges and scrimping & scraping to make our payments. Even for those who manage debt well, unexpected life changes can result in difficulty [...]

UK households will spend an average extra £350 on essential bills over the next 12 months, equating to needing an extra £430 in income before tax. Families struggling with rising inflation and pay freezes face rises in the vcost of the called ‘Must Pay’ bills such as water, phone calls, postage stamps, council tax and [...]

Britain’s labour government is considering introducing greater protection for homeowners unable to keep up with their credit card and loan debts. The Ministry Of Justice has launched a consultation to see if someone should have defaulted on a minimum amount of debt before a court can order their home be sold to repay it.
Under the [...]

A record number of people were declared bankrupt in England and Wales last year - and the figure looks set to continue
A total of 134,142 people went bankrupt or took out Individual Voluntary Arrangements (IVA’s) or Debt Relief Orders (DRO’s) during 2009 - the highest number since records began in 1960.
The record number of insolvencies [...]

How to take charge of your debts
The rising cost of living and dying has made people more reliant on loans and credit. Most people have been indebted to someone at some point in their lives. A debt is an obligation that should be paid and accounted for no matter how meagre the amount.
Being [...]

Budgeting is an important aspect of living and a person who knows how to budget will go a long way in this commercialised society. Budgeting has a lot to do with keeping the expenses less than the total income of the household. Those who are very good at budgeting can come up with [...]

For me, Christmas is always a time to reflect on the many blessings I enjoy, including my Christian faith, friends and family, fairly good health, a steady job, a car, warm clothes, enough to eat and a roof over my family’s head. But with the blessings, comes heartache and a constant, daily struggle to [...]

The majority of UK Consumers are pleased the banks won a suprise court victory in their battle against unauthorised overdraft charges.
The Supreme Court ruled last week that the charges are not subject to regulation of the Office Of Fair Trading under unfair contract rules. This ruling means that millions of people who have paid the [...]