Legal & General Mortgage Club has launched a new mortgage where applicants do not need to be credit scored. The two-year fixed-rate mortgage, which has a rate of 3.35pc, is the only offer of its kind available to borrowers.
Martin Smith, head of mortgages at Legal & General, said: “Credit scoring has its place but complex [...]

Debt has a way of creeping up on us if we let it. It’s important to keep our debt at reasonable and manageable levels, or we could end up incurring insane interest charges and scrimping & scraping to make our payments. Even for those who manage debt well, unexpected life changes can result in difficulty [...]

If you’re like many people, you own one or two vehicles, have a mortgage and are saddled with unwanted debt. Who among us doesn’t like the finer things of life? But what if liking the finer things in life led you into a vicious cycle of debt that keeps rising and keeps your nose to [...]

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments.
What Is Discounted Debt Settlement?
Sometimes, if a company can from its records that you have not paid anything for a while and they figure it is [...]

What a week and half that was! What’s new?
Not much really.
As always seems to be the case, my enforced time off was accompanied by really windy and wet weather, and this didn’t improve until my last day off. So, this was the day I set my market stall out properly in the back garden. As [...]

The Power Of Self Belief.
You see, if I can do this, anyone can.
Today, the 31st March, is the end of my first quarter of this year, and I’ve earned a total of £6,468.65 since January 1st. Multiplying that by four, makes a first year target earning of £25,874.60.
Almost £26,000. That’s almost at my minimum of [...]

A budget is just a method of worrying before you spend money, as well as afterward. Anon
By the end of this month, putting everything together, I’ve earned £2,000 a month almost from January 1st. If I can keep this up, that means I’ll earn a total of £24,000 by December, which is two thirds of [...]

I’ve spoken here before about my Cashplus Pre Paid Mastercard Credit Card,and I’ve just got an email from them today advertising one of their payment/charge schemes.
At the moment, I pay a flat rate monthly charge for the months I use my card, and I must admit, now that I’ve got a Barclays Debit Card, I [...]

Another day, another dollar, well, almost anyway! Really busy today, really stressed out, mainly as a result of the extreme tiredness I’m always feeling I guess. Had to rush off into my local town Fakenham again today after getting up to put some cash into the bank, then rushed back to complete my outstanding eBay [...]

Too many families, like my own, know what it is like to be stressed out to the max because of worrying about unpaid debts. Debt can be the number one reason why any married couple or relationship might end up going badly because sometimes the stress is more than can be handled by everyone. It [...]