Debt has a way of creeping up on us if we let it. It’s important to keep our debt at reasonable and manageable levels, or we could end up incurring insane interest charges and scrimping & scraping to make our payments. Even for those who manage debt well, unexpected life changes can result in difficulty [...]

If you’re like many people, you own one or two vehicles, have a mortgage and are saddled with unwanted debt. Who among us doesn’t like the finer things of life? But what if liking the finer things in life led you into a vicious cycle of debt that keeps rising and keeps your nose to [...]

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments.
What Is Discounted Debt Settlement?
Sometimes, if a company can from its records that you have not paid anything for a while and they figure it is [...]

What a week and half that was! What’s new?
Not much really.
As always seems to be the case, my enforced time off was accompanied by really windy and wet weather, and this didn’t improve until my last day off. So, this was the day I set my market stall out properly in the back garden. As [...]

A budget is just a method of worrying before you spend money, as well as afterward. Anon
By the end of this month, putting everything together, I’ve earned £2,000 a month almost from January 1st. If I can keep this up, that means I’ll earn a total of £24,000 by December, which is two thirds of [...]

I’ve spoken here before about my Cashplus Pre Paid Mastercard Credit Card,and I’ve just got an email from them today advertising one of their payment/charge schemes.
At the moment, I pay a flat rate monthly charge for the months I use my card, and I must admit, now that I’ve got a Barclays Debit Card, I [...]

As part of my living frugually strategy, I’m aiming to get as much as I can for free! and here’s the latest things I found over the last day or two! Enjoy!!
FREE 26 Piece Toolkit: it was PCPro before but now Computer Shopper are offering the same deal. I’ve got a stack of these in [...]

If you have a bad credit record, it may be worth considering the Vanquis Credit Card as a viable option in both building your emergency cash fund and repairing your credit rating. Their web site says anyone is welcome to apply except for those legally banned from obtaining credit - bankrupts are one example.
On just [...]

We’ve all heard it before haven’t we? But with the recession now threatening to slam thousands of debtors to the wall, the time has finally come to change our lives to survive the recession. With Britain losing jobs at the rate of one every 54 seconds, which is due to increase as more businesses fold [...]

Credit card debt settlement is an option that you may be able to take if you have long outstanding credit card debts where you are not making the monthly payments.
What Is Discounted Debt Settlement?
Sometimes, if a company can see from its records that you have not paid anything for a while and they figure it [...]