The new rules are still being discussed, but there are some clear themes emerging already. It’s most likely that Self Certification Mortgages - those where the borrower declares his earnings without having to supply proof, are going to be banned outright.
Lenders will now have to check borrowers incomes, and borrowers will have to provide [...]

The UK’s “Which” consumer magazine has released a list of 10 money wasting products you don’t need after their tests found the products don’t live up the claims on the packaging. Stop wasting money now by ditching the following products:
Separate Household Cleaners
Tests proved that although specific cleaners can help with limescale or mould, everyday stains [...]

For singles, creating a budget is relatively easy. They tend to have a good handle on how much money they have coming in, and when tracking expenses, they only have their self to think about. But creating a family budget is a whole new ball game.
Most families have multiple sources of income. And when there [...]

UK households will spend an average extra £350 on essential bills over the next 12 months, equating to needing an extra £430 in income before tax. Families struggling with rising inflation and pay freezes face rises in the vcost of the called ‘Must Pay’ bills such as water, phone calls, postage stamps, council tax and [...]

For me, Christmas is always a time to reflect on the many blessings I enjoy, including my Christian faith, friends and family, fairly good health, a steady job, a car, warm clothes, enough to eat and a roof over my family’s head. But with the blessings, comes heartache and a constant, daily struggle to [...]

If you’re looking for the coming year to be a better one for you financially, make the decision to let the New Year be the time you choose to get out of debt for good and stay out.
Below are some tips to help you get started:
Knowledge is power. Don’t avoid knowing where you stand [...]

Okay, it’s tedious, and when you first start, it’s really hard to physically face the situation you’re in - on paper anyway. But I do it - and have done for 278 days.
But daily monitoring is essential and, eventually, you will start to see the darkness lift. Having done my 6 months budget last night, [...]

If you want to reduce the debt that you are dealing with in your life, there are various ways that you can start to do this. While it may not be easy to cut your debt straight away, it will be worth the effort in the long run. Here are four ways that you can [...]

TAKE CHARGE OF YOUR FINANCES: TIPS ON BUDGETING
With prices of commodities increasing day by day it is only proper to make your very own strategic plan on maximising your financial resources and making sure that every penny earned is well spent.
Start off by co-ordinating your finances and list of expenditures that may [...]

Saving has always been a way of life for people who believed on its power. These people know that they have to save more money in order to create a more established future.
However, as time goes by, more and more people find it hard to save money. They contend that saving is no longer a [...]