The new rules are still being discussed, but there are some clear themes emerging already. It’s most likely that Self Certification Mortgages - those where the borrower declares his earnings without having to supply proof, are going to be banned outright.
Lenders will now have to check borrowers incomes, and borrowers will have to provide [...]

It is true that money cannot buy everything but of course, there are advantages when you have enough or much money. You could be able to meet your needs and provide the needs of those people who depend on you. These fast and demanding times, you have to see to it that you are good [...]

A record number of people were declared bankrupt in England and Wales last year - and the figure looks set to continue
A total of 134,142 people went bankrupt or took out Individual Voluntary Arrangements (IVA’s) or Debt Relief Orders (DRO’s) during 2009 - the highest number since records began in 1960.
The record number of insolvencies [...]

The majority of UK Consumers are pleased the banks won a suprise court victory in their battle against unauthorised overdraft charges.
The Supreme Court ruled last week that the charges are not subject to regulation of the Office Of Fair Trading under unfair contract rules. This ruling means that millions of people who have paid the [...]

“I rented the house, Number 6, Wilson street, St Pauls, (Bristol) as being, on account of it’s cheapness and largeness, very suitable.
Having furnished it for 30 children we began, on April 11, 1836, to take them in and on April 21st, the Institution was opened by a day being set aside for prayer and [...]

This doesn’t apply to me, not really having a credit card to speak of, but if you feel you’re owed money by credit card companies as a result of misselling practices or paperwork errors, then this company may be for you.
They’ll take your case on for you on a no win, no fee basis. Maybe [...]

Here we are my friends, as promised earlier this week (or was it last week? -Time flies), my budget and account list is finished for next year.
Despite the extreme pressure I always seem to be under, it’s incredible to believe that I’m “only” £7,282.96 in debt, besides the mortgage of course. Of this, only £270.00 [...]

There are three basic ways of dealing with, handling, and living with debt in my mind and these are:
1. Stop spending so much, live on a week 1 basis, as the Inland Revenue say, which basically means pulling out your wages from the ATM or cash machine every week and making every penny count. [...]

I think I’ve fallen out with my wife a little bit today. Despite money being scarce, the daughter had £20 from her mum yesterday for a taxi to get back home after some form of a party after her friend’s mum who was bringing everyone home dropped out of the lift as she was [...]